As the Social Security Administration (SSA) prepares to roll out monthly benefit payments in August 2025, millions of Americans are expected to receive much-needed financial support.
For Supplemental Security Income (SSI) beneficiaries, a maximum of $1,415 is available for eligible couples, while individuals may receive up to $943.
In this article, we explain who qualifies, when payments will be sent, and how birthdates and program types (SSI/SSDI) affect your Social Security payment schedule in August.
SSA Payment Schedule for August 2025
Social Security payments are sent out based on program type and birth date. This month is unique, with two SSI payments occurring in August due to the Labor Day holiday in September.
| Payment Type | Payment Date | Details |
|---|---|---|
| SSI for August + SSDI (pre-May 1997 recipients) | Friday, August 1 | Issued at the beginning of the month |
| Social Security: Birthdates 1–10 | Wednesday, August 13 | 2nd Wednesday payout |
| Social Security: Birthdates 11–20 | Wednesday, August 20 | 3rd Wednesday payout |
| Social Security: Birthdates 21–31 | Wednesday, August 27 | 4th Wednesday payout |
| SSI for September (paid early) | Friday, August 29 | Released early due to Labor Day on September 1 |
If you’re eligible for both SSI and SSDI, and you applied for SSDI before May 1997, you will likely receive both benefits on August 1, 2025.
Understanding the $1,415 Social Security Benefit
The $1,415 monthly payment is the maximum SSI benefit amount for eligible couples in 2025. This amount is set by the federal government and applies when:
- Both spouses qualify for SSI.
- The couple has very low or no income and limited resources.
- No additional income or state supplements are applied.
For individuals, the maximum monthly SSI amount is $943 in 2025. Remember, these are maximum federal rates. Your actual benefit may vary based on:
- Income and resources.
- Living arrangements.
- Whether your state offers supplemental payments.
Why Are There Two SSI Payments in August 2025?
SSI is typically issued on the 1st of each month. However, if the 1st falls on a weekend or holiday, the payment is released on the previous business day.
In September 2025, Labor Day falls on Monday, September 1, prompting the SSA to issue September’s SSI payment early—on Friday, August 29. This results in two SSI payments in August, but no SSI payment in September.
Who Is Eligible for These Benefits?
You may qualify for SSI and the $1,415 monthly maximum if:
- You are aged 65 or older, blind, or disabled.
- You meet the low-income and resource requirements.
- You are a U.S. citizen or legal resident living in the U.S.
- You are a couple where both spouses qualify for SSI.
How Payments Are Made
Most recipients receive benefits via direct deposit into their bank accounts. If you’ve signed up for Direct Express® debit card service, your benefit will be loaded onto your card automatically. Paper checks are being phased out due to security and efficiency concerns.
The $1,415 Social Security benefit available to eligible couples in August 2025 is a crucial support system for low-income seniors and disabled individuals.
With two SSI payments coming this month—on August 1 and August 29—beneficiaries can better manage rising costs. Make sure your banking information is up to date, understand your birthdate-based schedule, and confirm your eligibility to make the most of your benefits.
FAQs
Why is there no SSI payment in September 2025?
Because September’s SSI is paid early on August 29, due to Labor Day falling on September 1.
Does the $1,415 amount apply to SSDI or retirement benefits?
No, $1,415 is the maximum SSI benefit for couples. SSDI and retirement benefits are based on your earnings history.
Will I automatically receive $1,415 if I qualify for SSI?
Not necessarily. The $1,415 is the maximum amount for eligible couples. Your benefit depends on income, assets, and state rules.