If you rely on Social Security Disability Insurance (SSDI), knowing when payments hit your account can be critical for budgeting your month.
According to the SSA’s 2025 calendar, three separate SSDI payments are scheduled in August. Here’s the complete breakdown and key details to help you stay on track.
August SSDI Payment Schedule
The SSA bases SSDI payment dates on your birthdate if you began claiming benefits after May 1997. Here’s how August payments are staggered:
Birthdate Range | August 2025 SSDI Payment Date |
---|---|
1st – 10th | August 13 (Second Wednesday) |
11th – 20th | August 20 (Third Wednesday) |
21st – 31st | August 27 (Fourth Wednesday) |
Benefits started before May 1997 or concurrent SSI | August 1 |
Those who started their SSDI claim earlier than May 1997—or receive both SSDI and Supplemental Security Income (SSI)—will get their August payment on August 1st.
Why There Are Three Payments in August
August 2025 is unique: SSI recipients typically receive their benefit on the first of the month, and their second payment (for September) will be issued early on August 29, due to the Labor Day weekend.
This creates a month with three SSDI-related deposits for many: early August and two staggered Wednesday payments.
SSDI Benefit Amounts and Increases for 2025
- The maximum SSDI monthly benefit in 2025 has risen to $4,018, up from $3,822 in 2024.
- The average SSDI payment is approximately $1,537 per month.
These amounts reflect the 2.5% Cost-of-Living Adjustment (COLA) applied at the start of the year.
What This Means for SSDI Recipients
Receiving three SSDI-related payments in August can seem confusing at first—but it’s based entirely on the SSA’s structured schedule. Make sure you know exactly which category you fall into, based on:
- When you started your benefit
- Whether you also receive SSI
- Your birthdate
This information will help you plan finances, avoid unnecessary worry, and prepare for other adjustments like COLA.
August 2025 brings a special SSDI schedule, with up to three payments depending on your claim timeline and SSI status.
With the max benefit now at $4,018 and an average of around $1,537, staying on top of dates and amounts is more important than ever. Knowing your full calendar ensures smoother financial planning and peace of mind.